The paper studies about the credit rating questions in the New Basle Capital Accord including internal rating and external rating, facility rating and issuer rating, as well as the relations between loan classification and facility rating.
《新巴塞尔资本协议》已经定稿,本文就新资本协议中涉及的信用评级问题进行了一些探讨,其中包括内部评级、外部评级、债项评级和发行人评级,同时还讨论了现行的贷款分类与债项评级之间的关系,探究了贷款分类的理论依据,提出了将贷款分类向贷款评级过渡的办法。
In addition,the row-level control system can be constructed by applying ROWID and row-level trigger.
在数据库设计中,采用OLS(标签安全性)技术实现了数据库的强制访问控制,通过使用ROW ID以及行级触发器构筑了安全数据库的行级控制体系。
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